{"id":1812983,"date":"2015-04-27T13:54:05","date_gmt":"2015-04-27T12:54:05","guid":{"rendered":"https:\/\/www.newzyexecutive.fr\/les-limites-du-cumul\/"},"modified":"2026-05-04T09:53:14","modified_gmt":"2026-05-04T08:53:14","slug":"les-limites-du-cumul","status":"publish","type":"post","link":"https:\/\/www.newzyexecutive.fr\/en\/les-limites-du-cumul\/","title":{"rendered":"The limits of concurrent employment"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>While highly lucrative and cumulative for both employees and retirees, the self-employed status can prove risky for those receiving unemployment benefits. Here is what the law says\u2026<\/strong><\/p>\n<p style=\"text-align: justify;\">Whether you are currently unemployed, facing potential job loss, or already operating as a self-employed entrepreneur\u2014or about to be\u2014be cautious. While this status offers great opportunities for anyone (including employees or retirees) looking to earn supplemental income during these lean times, for those on unemployment benefits, it is a different story altogether&#8230;<\/p>\n<p style=\"text-align: justify;\">According to the new UNEDIC agreement of February 19, 2009, regarding unemployment benefits and its annexed general regulations, employees who have been involuntarily deprived of employment and meet the eligibility criteria for benefits may receive the jobseeker&#8217;s allowance (ARE) while engaging in occasional or reduced work. This is subject to the condition that the income from the retained or newly started activities does not exceed 70% of the monthly gross income earned prior to the reduction in work activity. Consequently, the jobseeker&#8217;s allowance may be combined with income from self-employment, including turnover generated from an auto-entrepreneur activity.<\/p>\n<p style=\"text-align: justify;\">Employees who declare self-employed activity are considered business owners by P\u00f4le Emploi.<\/p>\n<p style=\"text-align: justify;\">While launching this self-employed business may be the former employee&#8217;s primary project, such an action is considered an abandonment of their job search and, consequently, they will no longer be eligible for unemployment benefits.<\/p>\n<p style=\"text-align: justify;\">If the sole proprietorship remains a secondary activity and the former employee continues to seek employment in parallel, they may remain eligible for partial unemployment benefits. The benefit amount will be adjusted downward in proportion to the income generated by the sole proprietorship\u2014specifically, the turnover after the standard deduction for business expenses (i.e., 71% of turnover for purchasing\/resale, catering, and accommodation services; 50% of turnover for other activities classified as industrial and commercial profits; and 34% of turnover for self-employed professionals taxed under the non-commercial profits category).<\/p>\n<p style=\"text-align: justify;\">The calculation is performed as follows: the revenue generated by the sole proprietorship activity is deducted from the reintegration allowance. The monthly revenue (after professional expense deductions) is divided by the daily flat-rate wage used by P\u00f4le Emploi to calculate unemployment benefits. The resulting figure represents the number of non-compensable days\/months.<\/p>\n<p style=\"text-align: justify;\">While self-employed individuals receiving unemployment benefits cannot predict their upcoming monthly revenue\u2014as is generally the case\u2014P\u00f4le Emploi applies an upfront monthly flat-rate deduction (before performing a year-end reconciliation). This flat rate is \u20ac566.75\/month for the first year and \u20ac850.17\/month for the second year (figures based on 2009 data).<\/p>\n<p style=\"text-align: justify;\">If you are currently unemployed but your self-employed business is your primary professional focus, you may be eligible for support and assistance such as\u2019<a title=\"ACCRE (Support for Unemployed Individuals Starting or Reacquiring a Business)\" href=\"http:\/\/www.apce.com\/pid643\/accre.html\" target=\"_blank\" rel=\"noopener\">ACCRE (Support for Unemployed Entrepreneurs and Business Takeovers)<\/a>\u00a0or\u00a0<a title=\"NACRE - New Support Program for Business Creation and Acquisition\" href=\"http:\/\/www.entreprises.gouv.fr\/politique-et-enjeux\/nacre\" target=\"_blank\" rel=\"noopener\">nacre<strong>\u00a0<\/strong>(New Support Program for Business Creation and Acquisition)<\/a>\u00a0.<\/p>\n<p style=\"text-align: justify;\"><strong>More on the web:<\/strong><\/p>\n<ul>\n<li style=\"text-align: justify;\"><a href=\"http:\/\/www.lautoentrepreneur.fr\/\" target=\"_blank\" rel=\"noopener\">The official portal for self-employed entrepreneurs<\/a><\/li>\n<li style=\"text-align: justify;\"><a href=\"http:\/\/www.planete-auto-entrepreneur.com\/\" target=\"_blank\" rel=\"noopener\">The ultimate portal for solo entrepreneur success<\/a><\/li>\n<li style=\"text-align: justify;\"><a href=\"http:\/\/www.union-autoentrepreneurs.com\/\" target=\"_blank\" rel=\"noopener\">Union of Self-Employed Professionals<\/a><\/li>\n<li style=\"text-align: justify;\">Ministry of the Economy, Industry and Employment<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>While highly lucrative and stackable for both employees and retirees, the self-employed status can prove risky for the unemployed. Here is what the law states\u2026 You are currently unemployed, or about to be, and you are already a self-employed entrepreneur or are about to adopt this status. Be careful! While this can be very beneficial for anyone (employees or retirees) looking to earn supplemental income during these lean times, for the unemployed, it is a different story\u2026 According to the new UNEDIC agreement of February 19, 2009, regarding unemployment benefits and its annexed general regulations, an employee who has been involuntarily deprived of employment, meets the conditions for benefits, and engages in occasional or reduced activity may receive the reintegration allowance (ARE), provided that the activity or activities maintained or started do not generate earnings exceeding 70% of the monthly gross earnings received prior to the loss of part of their activities. They may then combine the reintegration allowance with income from non-salaried professional activity, including turnover from a self-employed business. An employee declaring self-employed activity is considered a business creator by P\u00f4le Empl\u00e9ment. If the creation of this self-employed activity constitutes the former employee&#8217;s primary project, they are deemed to have abandoned their job search and, in this case, will no longer receive unemployment benefits. However, if the self-employed activity remains secondary and the former employee continues to seek employment in parallel, they may benefit from a partial maintenance of their unemployment benefits. The amount will be downwardly adjusted in proportion to the income generated by the self-employed activity\u2014specifically, the turnover after the standard deduction for professional expenses (i.e., 71% of turnover for purchase\/resale, catering, and accommodation activities; 50% of turnover for other activities classified as industrial and commercial profits; and 34% of turnover for liberal professionals taxed under the non-commercial profits category). The calculation is performed as follows: the amount of turnover generated by the self-employed activity is deducted from the reintegration allowance. The monthly turnover (after the professional expense deduction) is divided by the daily flat-rate wage used by P\u00f4le Emploi to calculate unemployment benefits. The result corresponds to the number of non-compensable days\/months. If the unemployed entrepreneur cannot predict their future monthly turnover\u2014as is generally the case\u2014P\u00f4le Emploi applies a priori a monthly flat-rate deduction (before performing an ex post adjustment at the end of the year). This flat rate is \u20ac566.75\/month for the first year and \u20ac850.17\/month for the second year (2009 figures). If you are unemployed but your self-employed activity constitutes your primary project, you may benefit from support and assistance such as ACCRE (Aid for Unemployed Business Creators and Takeovers) or NACRE (New Support Scheme for Business Creation and<\/p>\n","protected":false},"author":1,"featured_media":1812984,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[225],"tags":[335,336],"class_list":["post-1812983","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-emploi","tag-entrepreneur"],"_links":{"self":[{"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/posts\/1812983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/comments?post=1812983"}],"version-history":[{"count":5,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/posts\/1812983\/revisions"}],"predecessor-version":[{"id":1814186,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/posts\/1812983\/revisions\/1814186"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/media\/1812984"}],"wp:attachment":[{"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/media?parent=1812983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/categories?post=1812983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/tags?post=1812983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}