travel<\/a>… Depending on the chosen card, cardholders can access various insurance coverages, such as international third-party liability, lost baggage, and potentially flight or train delays exceeding 4 hours. The key is to select the right card based on your specific needs and travel habits.<\/p>\n","protected":false},"excerpt":{"rendered":"In France, the national “carte bleue” was long considered THE standard payment card. However, for the past four years, it has increasingly been giving way to international bank cards. In fact, among the wide range of bank cards offered by financial institutions, the national CB no longer represents more than 5% of their offerings. For current holders of this famous card, here is what they should expect from such a shift.<\/p>\n
A brief overview of the national CB
\nAs one of the classic staples of the banking world, the free “carte bleue” is a payment card used by the vast majority of individual checking account holders in France. Its operation is simple: it allows for cash withdrawals at ATMs as well as payments for purchases at a wide range of commercial establishments across France. Although it was one of the first payment cards used in the country, it has no longer been marketed since February 2009, in favor of the international bank card.<\/p>\n
The international bank card
\nWhile the national CB proves to be very convenient for daily use, it is important to note that it has certain limitations, namely that its use is authorized only within French territory and Monaco. By directing their clients toward international bank cards, banking institutions provide users with a card that can be used in any European country. In other words, the international bank card allows for both withdrawals and various payments within the Eurozone, making it a true boon for those who frequently travel abroad. Outside the Eurozone, payments and cash withdrawals are subject to a commission charged to the cardholder’s account.<\/p>\n
A major advantage
\nFor those deciding to switch from a national bank card to an international one, it is worth noting that the latter offers a major asset. Indeed, paying by card abroad is a less costly and particularly simple way to make purchases. Withdrawals and payments are billed under the same conditions as in France. Specifically, payments are free of charge, while cash withdrawals are charged in the same manner, whether at an ATM of the issuing bank or at a bank from a different network. It is, therefore, a solution that allows users to better manage their assets.<\/p>\n
Access to additional services
\nFinally, choosing to switch from the national CB to an international bank card also means gaining access to additional services. While the “carte bleue” does not provide access to assistance or insurance, all international cards now grant access to various services such as repatriation insurance, medical assistance, and travel cancellation insurance… Depending on the card chosen, the beneficiary can access different types of coverage, such as international personal liability insurance, luggage loss coverage, or even coverage for flight and\/or train delays exceeding 4 hours. The key is to choose the right card based on one’s needs and habits.<\/p>\n","protected":false},"author":1,"featured_media":1812877,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[230],"tags":[293],"class_list":["post-1812876","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-carte-bancaire"],"_links":{"self":[{"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/posts\/1812876","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/comments?post=1812876"}],"version-history":[{"count":5,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/posts\/1812876\/revisions"}],"predecessor-version":[{"id":1814230,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/posts\/1812876\/revisions\/1814230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/media\/1812877"}],"wp:attachment":[{"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/media?parent=1812876"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/categories?post=1812876"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newzyexecutive.fr\/en\/wp-json\/wp\/v2\/tags?post=1812876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}